You can save thousands over the course of your loan when you refinance and get a lower monthly payment. That way you can use your money for life's other goals.
Lower Your Rate
Refinancing to a lower rate may save you thousands over the life of your mortgage.
Drop Your Mortgage Insurance
If you have 20%+ equity in your home, refinance to a conventional loan and drop your Mortgage Insurance for good.
Get Cash From Your Mortgage
Whether you're looking to improve your home, consolidate debt, getting a cash out refinance may be the right choice for you.
"I shopped a few mortgage companies, and their closing costs were much less than their competition. I had about a 4 week window from start to close, and they delivered, even having everything ready early. My brother-in-law had me check City Creek out, and I will definitely will recommend them to all my friends"
Richard Hancock | Facebook Review
"We've used City Creek multiple times and each time they've had the best rates and lowest closing costs. They've also had wonderful customer service and helped us make the best decisions for us. We've been very happy with our experiences!"
Christina Evans | Google Review
Our Loan Process
Fill out the form, and we'll contact you to discuss your goals and rate options.
Provide basic information about yourself through our online application or by calling (801) 571-3313. With your permission, we'll run a credit report and recommend the best refinance strategy for your individual situation.
Fill out a loan application that we'll send as part of your strategy recommendation, with all the supporting documents.
We'll discuss a rate lock plan with you, order your appraisal, and ensure every underwriting condition to be met.
This is how we save our clients so much money. We believe that overcompensated salespeople have been taking advantage of borrowers for too long. You'll never pay more than you should with a salary-based loan officer.
We're a broker and a lender
As a broker and a lender, we have the ability to shop your loan for you. With a wide variety of programs and lenders, we can find the lowest rates and best fit for your specific needs.
We believe in transparency
We show our rates on our billboards because they're awesome. Through our mortgage process, we'll show all pricing in writing so that you can make an informed decision. You'll know if things change on your loan, and you'll be consistently updated throughout our simple, six-step closing process.
Close Quickly
We close most loans in 21 days or less, with some closing in just 7 days.
Our clients love us
4.9 stars on Google with 625+ reviews Best of State Winning Mortgage Broker
Watch this quick video to see why City Creek Mortgage is different than other lenders.
You Can Shop Your Mortgage
When did you first realize you could shop a mortgage?
How do you choose another lender over your agent's recommendation?
Already started the process with another mortgage company?
See how much you qualify for Applying online is fast and easy
